# Step by Step Guide ## Supply Step 1: Access and connect your wallet

Step 2: Select one asset from the list and click “Supply”

Step 3: Enter your desired number and turn on “Use as Collateral” (Optional)

Step 4: Supply and sign the transaction

## Borrow Make sure you have already supplied your asset (and turned on Use as collateral button) first before borrowing.

Step 1: Select a token you want to borrow I will borrow $DAI using $USDT as collateral in this situation

Step 2: Choose an appropriate amount

Step 3: Verify all the details and confirm the transaction ### Repay Step 1: Click on Repay Button

Step 2: Enter an appropriate amount

Notice that Health Factor changes every time you increase/decrease the repayment amount Step 3: Confirm the transaction ### Withdraw Step 1: Click the [Dashboard](https://lending.rhea.finance/dashboard) button & choose the token you wish to withdraw

Step 2: Choose an appropriate amount

Step 3: Verify the details and confirm your transaction ### Adjusting collateral Step 1: Select the token and click "Adjust" button

Step 2: Enter an appropriate amount Keep an eye on your Health Factor since it will adjust following your collateral position

Step 3: Confirm the transaction --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://guide.rhea.finance/near-chain-guides/lending-and-borrowing/step-by-step-guide.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.